Privacy Policy
Last updated: January 2026
1. Data Controller
Debtratioks S.R.L., with NIT 1028374650019, domiciled at Av. San Martin 1456, Torre Nova Building, 8th Floor, Santa Cruz de la Sierra, Bolivia, is responsible for processing the personal data you provide through our platform debtratioks.com. You can contact us at info@debtratioks.com for any inquiry related to the handling of your information.
2. Data We Collect
We collect the information you provide directly when completing forms or contacting us: full name, email address, and messages. We also collect technical browsing data such as IP address, browser type, operating system, and pages visited, through cookies and similar technologies described in our Cookie Policy.
3. Purpose of Processing
We use your personal data to manage your communications, respond to your inquiries, provide you with information about real estate crowdlending projects, improve our services and user experience, comply with legal and regulatory obligations in force in Bolivia, and send you relevant communications about the platform and new projects if you have given your consent.
4. Legal Basis
The processing of your data is based on the Political Constitution of the Plurinational State of Bolivia (Art. 130 on privacy protection action), Law No. 164 on Telecommunications and Information and Communication Technologies, and Supreme Decree No. 1793. When processing is based on your consent, you may revoke it at any time without affecting the lawfulness of prior processing.
5. Data Sharing
We do not sell or rent your personal information to third parties. We may share your data with service providers who assist us in operating the platform (web hosting, email services), always under strict confidentiality agreements. We may also disclose information when required by law or to protect our legal rights before competent authorities.
6. International Transfers
Some of our technology service providers may be located outside Bolivia. In such cases, we ensure that adequate safeguards exist for the protection of your personal data in accordance with current Bolivian regulations and international data protection standards, including standard contractual clauses.
7. Data Retention
We retain your personal data for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable legal obligations. Contact data submitted through forms is retained for a maximum of 24 months from your last interaction with the platform.
8. Your Rights
Under Bolivian legislation, you have the right to access your personal data, request its rectification or deletion, object to the processing of your data, and revoke your consent at any time. To exercise these rights, contact us at info@debtratioks.com. We will respond to your request within a maximum period of 15 business days.
9. Security
We implement reasonable technical and organizational measures to protect your personal data against unauthorized access, loss, or alteration. We use SSL/TLS encryption for data transmission and internal access controls to limit who can access your information within our organization.
10. Changes
We reserve the right to update this Privacy Policy periodically to reflect changes in our practices or applicable legislation. Any significant changes will be communicated through our platform with at least 30 days advance notice. We recommend that you review this page regularly.